My co-founder, Kyle, and I wrote this.

Republics and democracies rely on people having power and ownership in their communities. In our modern world much of this power, in the form of home ownership, is relegated to debt-financed mortgages on homes.

We believe there is a financial path to home ownership that sits between mortgages and renting that will provide adequate returns to investors and dominate both mortgages and renting.

The social impact, and market impact, could be staggering if we are right.