previously (2 days ago, 111 comments): https://news.ycombinator.com/item?id=13997634

The writer obviously believes there's only two types of people. Those who see a lump sum as More money, and those who see a monthly check and view everything as a payment.

How about taking that million, leveraging it to produce a business, and instead of "retirement" (wtf does that even mean?) draw a salary while doing something you love while also having a good bit of cash in the bank.

Successful people that I know seem to do the latter, not sit around dreaming of the day they can waste away until they die.

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