Ask HN: Best credit card gateways for non-US (specifically UK) businesses?
Dear HN,<p>As an entrepreneur not based in the US, I am experiencing tremendous difficulty in finding a credit card gateway with a reasonable API that also supports credit card tokenization to streamline PCI-DSS compliance (a la Braintree's "Vault").<p>Am I just going to have to bite the bullet and reincorporate in the US? If so, I am worried about double taxation as I have been advised HMRC tax offshore companies as UK companies where the directors are resident in the UK?<p>I am interested in hearing how others have managed this problem.
Seems as though a lot of the PCI-DSS compliance is based on your merchant level http://www.rbsworldpay.com/pcidss/ not sure if that helps? Also PayPal Website payments pro https://merchant.paypal.com/cgi-bin/marketingweb?cmd=_render... and NoChex http://www.nochex.com/ may be worth looking into?
To be absolutely honest I'm not 100% sure what you're asking! We use SagePay for most of our payments (but also Worldpay for others) and they are both good. Not sure if they provide everything that you need though.
In terms of offshore companies, there are various ways around what you want, but you need to take good legal and accountancy advice in terms of where to incorporate and how you achieve it. It is possible though.
As soon as someone comes up with a Braintree for the UK I'm in. We're going to launch paid plans in the not too distant future and have had a hell of a time trying to find a merchant account. We've ended up going with Recurly and PayPal's Website Payments Pro (UK).
These guys look good - http://eta.devpayments.com/
Don't know if they can help non-US merchants though.
Edit: Looks like they noticed this post and turned off access. They haven't launched fully yet.